If you are looking to get a loan, or you are buying a home, then it would be a good idea to get a full underwriter pre-approval vs. a pre-qualification. Buyers with underwriter pre-approvals are looked at by sellers as more stable and will give you an advantage over other buyers.
Getting pre-approved will also give you a good idea on how much you can spend or where you want to be with you monthly payments. You can start this process with Hovik at:
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